PTPTN Education Loan

Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) provides study loans to eligible Malaysian students who are pursuing tertiary education in public as well as private institutions of higher learning in Malaysia.

The following programme is approved for PTPTN loan

  • Bachelor of Business Administration (N/345/6/0162)(MQA/FA1195)
  • Diploma in Commerce (R/340/4/0422)(A8715)
  • Foundation in Business (MQA/FA1195) (N/345/6/0162)

Eligibility criteria

  1. Citizen of Malaysia;
  2. Does not exceed 45 years of age on the date of application;
  3. Been offered a place at IPTA/ IPTS and Polytechnic by fulfilling entry requirements determined by the Ministry of Education and Malaysian Qualifications Agency (MQA);
  4. Course pursued must have registration approval from the Ministry of Education;
  5. For IPTS students, course pursued must have the Certificate of Accreditation from the MQA and still valid on the date of application;
  6. For a student who has other qualifications, verification must be obtained from the department or agency as stated above;
  7. Remaining period of study at the time of application should not be less than one (1) year;
  8. Has no other sponsor(s); and
  9. Has opened SSPN-i account.

Guidelines to apply for PTPTN LOAN

Students are required to submit their loan applications online. However, before applying online, a student must:

  1. Open a CIMB Savings Account under the student’s name.
  2. Open a SSPN-i Account (Skim Simpanan Pendidikan Nasional) at Maybank.
  3. Obtain a PIN Number for PTPTN application at Bank Simpanan Nasional (BSN) at the cost of RM5.00.
  4. Obtain an offer letter from the College.

Online Application:

  1. Visit to proceed for online application.
  2. The closing dates are as follow:
    • 30th Jan
    • 15th March
    • 30th May
    • 15th July

For more information, please email us at

KWSP Application Procedures

1st Claim:
  1. Photocopy I.C. (Certified True Copy)
  2. Photocopy SPM Results (Certified by KE)
  3. Receipt of Payment (registration fee + total tuition fee in 1 receipt)
  4. Photocopy Offer Letter (Certified by KE)
  5. Surat Pengesahan Pendaftaran Pelajar (malay) – Listing how much to claim
  6. Letter of Confirmation (confirmation of student status, signed by KE)
  7. Letter from MQA (kelulusan letter) ( Certified True Copy)
  8. Surat Pengesahan Jumlah Bayaran Yuran Pengjian Semasa – Listing total claim fee with details (Signature by JC Financial Controller)
2nd Claim
  1. Photocopy I.C. (Certified True Copy)
  2. Surat Pengesahan Pendaftaran Pelajar (malay)
  3. Letter of Confirmation (confirmation of student status, signed by KE)
  4. Letter from MQA (kelulusan letter) ( Certified True Copy)
  5. Previous Result
PTPTN Checklist Before Applying Online
  • PTPTN PIN number from Bank Simpanan Nasional (RM5)
  • CIMB Savings Account
  • SSPN-i Account (min RM20) from Maybank
  • Student email address
  • Parent particular (full name, IC number, EPF number, Income Tax number, income per month – gross & net pay after deduction must be the same as the salary slip)
  • SPM/ STPM/ UEC/ A Level/ Foundation (CGPA)/ Diploma result (CGPA)
  • Course Info – Diploma or Degree
  • Intake date – must be same with the offer letter
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  • Student ID No. eg 140137